As a business owner, protecting your business is one of the most important financial decisions you will make. At Tailored Werks Insurance Agency, we are here to ensure you have the correct coverage in place for your business and beyond.
Commercial insurance or business insurance, helps protect you and your business from unexpected losses. Having the proper coverage in place can help protect you against some of the most common losses which include:
What Is General Liability Insurance?
General liability insurance is the most important type of commercial business insurance. General liability coverage helps protect against claims relating to personal injury, property damage, and or bodily injury that occurs on your premises or property.
While general liability insurance is thought to be comprehensive, it does not cover all of the risks your business may face.
Is Workers Compensation Insurance Required in California?
All employers in El Centro, California are required under California Labor Code Section 3700 to provide workers compensation insurance.
If an employee becomes ill or is injured while working on behalf of your business, Workers compensation insurance provides the employee benefits that will help with:
What coverage does commercial property insurance provide?
Commercial Property Insurance provides coverage for the buildings you own or lease as a part of your business, your business personal property, and the personal property of others make up the basic coverage sections of commercial property insurance. A commercial property insurance policy will protect your businesses physical asses from:
Commercial property insurance, general liability insurance and workers compensation insurance are just a few of the most well-known commercial insurance policies. Our team at Tailored Werks Insurance Agency understands the challenges and risks business owners face, from cyber security to EPLI and everything in between let us help you!
If you are unsure about the coverage you currently have in place, call today and our team will make sure your business is prepared for and protected against any risks associated with unforeseen circumstances!
Are You Covered Beyond Your Business?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
What Does Auto Insurance Cover?
Auto insurance is required by most states to protect other drivers and passengers on the road, but it’s just as important to have enough coverage to protect yourself. By paying monthly premiums, you will receive compensation after filing a claim for an incident covered under your policy. Here are the types of acceptable insurance:
Here are the minimum liability insurance requirements (per California Insurance Code §11580.1b):
Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements.
Insure with Tailored Werks- Protect your vehicle with a reliable, affordable policy through Tailored Werks.
How Can I Get Started?
El Centro, CA businesses and those around the area trust Tailored Werks Insurance Agency LLC to help with they’re Commercial Business & Auto insurance. To learn more about the coverage your business needs and what it may cost to purchase a policy, give us a call today at 805-558-8437.